Investing $200 monthly until you’ve deployed $38,000 (190 months) into high-yield ETFs. Goal: $500 in monthly dividends ASAP. No DRIP. Real tax math. ULTY joins the battle—but brings a nasty surprise. Tax Assumptions : 32% federal tax bracket SVOL : 27.9% effective tax (40% Section 1256 gains at 23% max) QQQI/SPYI/ULTY : 32% ordinary income tax (as per prospectus - No Section 1256) MST : 100% ROC (tax-deferred) ULTY : 60% ROC + 40% ordinary income (after-tax = 87.2% of distribution) The Shockers : MST "wins" in 6 years but is a yield trap (100% ROC + 65% NAV crash). ULTY takes 30.7 years —the longest due to slashed distributions post-weekly shift. SVOL/QQQI delivers in 15–16 years with real income. The Ugly Truth : MST’s $127k "dividend"...
I’m a lifelong student of philosophy, culture, economy, and history, blending with a passion for ancient wisdom and modern inquiry. You can also find me @ https://aivedvani.medium.com/