Investing $200 monthly until you’ve deployed $38,000 (190 months) into high-yield ETFs. Goal: $500 in monthly dividends ASAP. No DRIP. Real tax math. ULTY joins the battle—but brings a nasty surprise. Tax Assumptions : 32% federal tax bracket SVOL : 27.9% effective tax (40% Section 1256 gains at 23% max) QQQI/SPYI/ULTY : 32% ordinary income tax (as per prospectus - No Section 1256) MST : 100% ROC (tax-deferred) ULTY : 60% ROC + 40% ordinary income (after-tax = 87.2% of distribution) The Shockers : MST "wins" in 6 years but is a yield trap (100% ROC + 65% NAV crash). ULTY takes 30.7 years —the longest due to slashed distributions post-weekly shift. SVOL/QQQI delivers in 15–16 years with real income. The Ugly Truth : MST’s $127k "dividend"...
The $30,000 Bitcoin Threshold: MSTR’s Breaking Point MicroStrategy (MSTR) isn’t just a tech company—it’s a leveraged Bitcoin bet masquerading as a business. With **226,331 BTC** ($15.8B at $70,000/BTC) funded by **$2.2B in debt**, its survival hinges on one variable: *Bitcoin’s price*. Why $30,000 Bitcoin Spells Doom : - Debt Collateral: MSTR pledged BTC to secure loans. If BTC drops below **$30,000**, lenders issue margin calls. - Asset Fire Sale : Forced BTC liquidations → more price drops → more margin calls (a death spiral). - Equity Wipeout : At $30,000 BTC, MSTR’s holdings cover only 60% of liabilities. Bankruptcy becomes inevitable. MSTY and MST: Amplifiers of MSTR’s Risk These ETFs don’t just track MSTR—they turbocharge its volatility: Why This Matters : - No Hedge : Neither ETF protects against BTC risk. They’re pure MSTR derivatives. - Contagion : A MSTR failure can crush bo...